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In this groundbreaking episode of STR Home Financing, we dive into what could be the most significant development for investors and second-home buyers in recent history: the removal of the PSPAs (Preferred Stock Purchase Agreements) that capped Fannie Mae and Freddie Mac's ability to purchase investment property and second-home loans. This change opens new doors[...]- In this episode of STR Home Financing, host Jeff Chisum sits down with Dr. Rachel Gainsbrugh, founder of Short Term Gems, to explore her journey in the short-term rental (STR) industry. Dr. Rachel shares insights into her involvement in the STR community, her recent television appearance, and how Short Term Gems assists property owners in[...]
- Welcome to Episode 58 of the podcast! Today, we’re diving into some exciting updates for investors, especially those using Debt Service Coverage Ratio (DSCR) loans. The reigns on DSCR loans have been loosened, and there are some key changes you’ll want to know about. We’re talking about reduced cash-out seasoning from 12 to 6 months,[...]
- I’m excited to be joined by a special guest, Gil Chan, the CEO and Owner of CraftedStays. In this episode, we’ll dive into how CraftedStays is providing simple, effective solutions for property owners looking to build direct booking websites. We’ll also talk about maximizing conversion rates and, most importantly, how to become less reliant on[...]
- In today’s episode, we break down the recent Fed fund rate cut – the first since 2020! With the Federal Reserve lowering rates by 50 basis points, we explore what this means for the housing market, mortgage rates, and home equity lines of credit (HELOCs). We’ll discuss how this move could impact borrowing costs, the[...]
- In this episode, we explore why an annual mortgage review is crucial for every homeowner. As the financial landscape changes, so do interest rates, loan programs, and your personal financial goals. An annual review helps ensure that your mortgage aligns with your current situation and can uncover opportunities to save money, pay off your loan[...]
- In this episode, we're diving into the often confusing world of second home occupancy loans and how they intersect with IRS rules. Understanding the nuances between lender requirements and tax regulations can be tricky, especially for those looking to invest in vacation properties. To help clarify these complexities, I'm joined by CPA Ryan Bakke, an[...]
- Ever had a DSCR lender tell you that a DSCR loan will not report on your personal credit? Things you should know... I am always happy to jump on a call www.STRHomeFinancing.com
- Jeff explores the critical topic of title transfers, focusing on its implications for short-term rental property owners. He addresses common concerns about triggering the 'due on sale' clause when transferring property titles to an LLC, highlighting the policies set by Fannie Mae. Jeff clarifies permissible title transfers, emphasizing the importance of maintaining control or majority[...]
- My favorite subject? Education clients on the true information around STR financing. In episode #51 I walk through a "marketing" piece designed to steer people towards DSCR. I blow up their efforts. I am always happy to jump on a call www.STRHomeFinancing.com
- In Episode #50 we cover the key questions to ask when shopping for a DSCR loan Here are the questions I mentioned when interviewing a DSCR lender What are your rates, costs, fees and minimum down payment What ratios are you looking for What data do you use to prove the ratio Can you use[...]
- DSCR revisited! We walk through the basics of a DSCR loan and what it's used for I am always happy to jump on a call www.STRHomeFinancing.com
- Crossed the hurdle of verifying you have 80% loan to value with the mortgage servicer? Don't want an escrow account? In this episode learn the next step of taking control of paying your own taxes and insurance.
- Fannie Mae policy on removing PMI https://servicing-guide.fanniemae.com/svc/b-8.1-04/termination-conventional-mortgage-insurance Freddie Mac policy on removing PMI https://guide.freddiemac.com/app/guide/section/8203.2 Fannie Mae loan look up tool https://yourhome.fanniemae.com/calculators-tools/loan-lookup Freddie Mac loan look up tool https://myhome.freddiemac.com/resources/loanlookup
- Common misinformation in the STR world is that If you are using the second home occupancy loan you can't have a property manager. What's the truth?!
- Have goals to purchase a STR in 2024. Hope this episode helps in sharing my journey to change my Mindset which gave me vision and led to me taking action.
- New conforming loan limits and what that looks like when it come to structuring the 10% Down Second Home Occupancy Loan
- One of the biggest changes in loan products in the past decade presents big opportunities to build wealth through real estate. Need ideas how to help your grown children to invest in real estate? This may be it! Always happy to schedule a consult call at www.STRHomeFinancing.com
- New conforming loan limits announced for 2025 and effective Nov 1st! Always happy to schedule a consult call at www.STRHomeFinancing.com
- On Episode #41 we get to explore Kissimmee Florida with STR Expert Shan O'Connor. Realtor, Investor, Operator [email protected] www.vacationalchemy.com IG: vacation.alchemy IG: oc_dreams19 Always happy to schedule a consult call at www.STRHomeFinancing.com
- Episode #40 guest Suzie Austin from the Texas Gulf Coast!
- Episode #40 guest Suzie Austin from the Texas Gulf Coast!
- Ep #39 The Kentucky Bourbon Trail with Toni Boer
- Ep #38 Three Most Important Things with HostGPO. Today I interview Jen Sexton with HostGPO about easier ways to getting a property set up with amenities, supplies and continuing consistency of a guest's overall experience.
- In Ep #37 Three Most Important Things (Part 2 Refinance) I present additional information that should be considered if you plan on refinancing into a lower rate when the opportunity presents itself.
- Episode #36 Three Most Important with Mark McDaniel Catch Mark on his podcast Good Endeavor STR Podcast
- In this segment of "Three Things You Should Know" I interview Sarah Karakaian from "Thank For Visiting" where she shares three things that can keep you from failing in the STR space. Be sure to check out what these ladies are doing at www.tfvcon.com https://www.instagram.com/thanksforvisiting_/ https://podcasts.apple.com/us/podcast/thanks-for-visiting/id1451872835
- In this segment of "Three Things You Should Know" I interview Sarah Karakaian from "Thank For Visiting" where she shares three things that can keep you from failing in the STR space. Be sure to check out what these ladies are doing at www.tfvcon.com https://www.instagram.com/thanksforvisiting_/ https://podcasts.apple.com/us/podcast/thanks-for-visiting/id1451872835
- 3 Most Important Things To Know When Rates Drop I am always happy to jump on a call www.STRHomeFinancing.com
- Ways to connect with Shawn Moore https://vodyssey.com/ I am always happy to jump on a call www.STRHomeFinancing.com
- 10% Down Is NOT Dead! I am always happy to jump on a call www.STRHomeFinancing.com
- Want to get away from being so dependent on AirBnB and VRBO, etc... to get business? Today is a must listen to episode as I interview Mark Simpson from Boostly. Ways to connect with Mark boostly.co.uk/pms boostly.co.uk I am always happy to jump on a call www.STRHomeFinancing.com
- A question I get all the time is "Where are people investing in STR's" my usual response is "Sorry that's not my lane". In this episode I interview Kenny Bedwell, CEO of STR Insights. Kenny explains the three most important things to know when it comes to researching areas and how STR Insights brings a[...]
- Guest want Luxury when they stay in a property. How do we do that and not spend a fortune? In today's episode I interview Dr. Rachel Gainsbrugh and she share three things you can do to add "luxury" to your STR without breaking the bank.
- In this installment of "Three Things You Should Know" I interview Stacey St John from Female STR Investors. Stacey is an STR Owner, STR Property Manager and Coach. She shares the 3 most important things to have in an STR property. Facebook Group: https://www.facebook.com/groups/femalestrinvestors Website: https://staceystjohn.com/ Email: [email protected]
- The Three Most Important Things to Know when analyzing a deal. In this episode I interview Brandon Thompson who has been in real estate investing for 20 years. Brandon shares his knowledge on what you need to do when looking at buying a STR. Theliveoakcapital.com @brandongthompson on Instagram Facebook.com/brandgt
- In this installment of "Three Things You Should Know" our guest is Michael Sjogren with STR Secrets. Michael shares why it's important to surrounds yourself with people that have been there and done that. Successfully! Best ways to get in touch with Michael www.STRsecrets.com - free resources and trainings Podcast - Short Term Rental Secrets[...]
- In this installment of "Three Things You Should Know" our guest is Tyler Coon with Savvy Realty. Tyler shares why it's important to only work with a Realtor who is an STR Expert. Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
- Another installment of "Three Things You Should Know". I interview Ryan Duffy from NW Arkansas. Builder, STR Realtor and owner of a property management company. Ryan shares the exciting things going on in NW Arkansas/SE Missouri along with three reason why you should work with a Realtor who specializes in STR properties. Always happy to[...]
- My guest on this episode of "Three Things You Should Know" is Alex Sabio from Healthcare Professionals Investing in Real Estate. Alex talks about diversification, exit strategy and return on energy. Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
- Another installment of "Three Things You Should Know" I interview Bill Faeth from Build Short Term Rental Wealth. Bill shares some great advice on diversification and analyzing. Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com https://www.facebook.com/groups/284886002732508
- Want to buy an STR? One of your first conversations should be with a CPA that specializes in working with investors. Today I interview Ryan Bakke CPA who share "Three Things You Should Know" Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com Connect with Ryan on Facebook https://m.facebook.com/groups/taxstrategyforinvestors/?ref=share&mibextid=uc01c0
- What is a 1031 Exchange? How do you sell Real Estate and not have to pay capital gains? In Episode 20 our guest is Lu Ann Blough with Exchange Resource Group. Lu Ann shares the Three Most Important Things about a 1031 Exchange Always happy to schedule a call and to find more info on[...]
- In Ep #19 I sit down with Dr. Chiagozie Fawole. You don't want to miss it! Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
- In Ep #18 I discuss insurances around the STR space. You don't want to miss it! Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
- In Ep #17 I discuss the process of scaling. You don't want to miss it! Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
- In Ep #16 I discuss what you should do if you want to win a deal. You don't want to miss it! Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
- In Ep #15 I discuss what you should do if you don't have enough for a down payment an renovation costs. You don't want to miss it! Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
- In Ep #14 I discuss how we bought our second STR. You don't want to miss it! Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
- In Ep #13 we discuss the timing of when to get pre-approved and why earlier is better to set you up for success Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
- In Ep #12 we discuss why a Realtor would insist that someone use their local mortgage person and why that may not be to your benefit. Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
- In Episode #11 we cover the reasons and ways to identify a Realtor who is a STR Expert! Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
- In Ep 10 we cover ways to create a network that will lead you to off market deals before they hit the MLS. Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
- In Episode #9 we cover the topic of budgeting for cash resources needed to buy a vacation home/STR.
- How many cups of coffee do you need to skip, how many rounds of golf do you need to forego in order to save enough money so you can buy that dream vacation home/STR property? It today's episode find out why that answer can be ZERO!
- You never fill like you fit in the "conventional" financing box or you want to find faster ways to scale. DSCR may be your solution Always happy to schedule a consult call at www.STRHomeFinancing.com Our podcast Is doing a survey to get to know our listeners more! Use this link to fill out the survey!
- You never fill like you fit in the "conventional" financing box or you want to find faster ways to scale. DSCR may be your solution Always happy to schedule a consult call at www.STRHomeFinancing.com Our podcast Is doing a survey to get to know our listeners more! Use this link to fill out the survey!
- The majority of the clients that I work with are not just looking to buy one properties. Typically we are road mapping how to build a portfolio. Go big or go home! Always open for a consult call. Please schedule through my website www.STRHomeFinancing.com
- The majority of the clients that I work with are not just looking to buy one properties. Typically we are road mapping how to build a portfolio. Go big or go home! Always open for a consult call. Please schedule through my website www.STRHomeFinancing.com
- Keep more cash in your pocket, you may need it. Always open for a consult call. Please schedule through my website www.STRHomeFinancing.com
- Keep more cash in your pocket, you may need it. Always open for a consult call. Please schedule through my website www.STRHomeFinancing.com
- What is the truth around the policy for 10% Down Second Home Occupancy Loan? Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
- What is the truth around the policy for 10% Down Second Home Occupancy Loan? Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
- My loan officer said I couldn't do that! The truth from a pro about the 10% down second home loan
- My loan officer said I couldn't do that! The truth from a pro about the 10% down second home loan
- What the heck is a 2/1 buydown and how do I get it? Make it easy to calculate the sellers concession needed for a 2/1 buydown. Request through our website www.STRHomeFinancing.com
- What the heck is a 2/1 buydown and how do I get it? Make it easy to calculate the sellers concession needed for a 2/1 buydown. Request through our website www.STRHomeFinancing.com
- On today's episode, the first episode of The STR Home Financing Podcast, Jeff Chisum sits down to discuss the importance of building a legacy. You don't want to miss this episode!
- On today's episode, the first episode of The STR Home Financing Podcast, Jeff Chisum sits down to discuss the importance of building a legacy. You don't want to miss this episode!
